Private Wealth Pulse
Pillar II
Browse all Private Wealth Pulse articles classified under Pillar II.
Pillar II articles
27 Jul 2026
The Boutique Trap: Small Banks Are Winning the Money and Losing the Profit Race
Small private banks pulled in the most net new money in 2025, but their profitability fell further behind large banks. Growth and career stability aren't the same story.
21 Jul 2026
The EFG-Cité Gestion Deal Is a Preview, Not an Outlier
The EFG-Cité Gestion deal wasn't an outlier. It's the latest in a decade-long consolidation pattern in Swiss EAMs, and even well-run, profitable boutiques are acquisition targets.
20 Jul 2026
Being Big Just Got More Important Than Being Good
Cost-income ratios are rising at small and mid-sized Swiss private banks while large banks hold steady, exposing a structural, not just cyclical, scale advantage.
14 Jul 2026
The Last Excuse Just Disappeared
With the UBS-Credit Suisse platform migration complete, the uncertainty that justified staying put is gone. What remains is the real reason underneath.
13 Jul 2026
Why 83 Isn't the Number You Think It Is
The shrinking count of Swiss private banks looks like decline. The flow data says otherwise, and the real risk sits with mid-sized banks stuck without a clear position.
09 Jun 2026
Is Your AUM Actually Portable? The Six Questions Every Private Banker Gets Wrong
Most private bankers overestimate how much of their book will follow them. Here is the honest framework for testing portability before you move.
21 May 2026
What Is a Relationship Manager Actually Worth? The Revenue Grid Nobody Shows You Before You Sign
There is an internal revenue model the bank built around your candidacy before they made you an offer. It contains their real assumptions about your portable AUM, their ROA projection, and the payback period on your guarantee. This is how to read it.
21 May 2026
The Private Banker's Business Plan: What Your New Bank Actually Wants to See
Most business plans in private banking answer the wrong question. This is the structure that sophisticated hiring committees actually believe, and the logic that earns the guarantee.
21 May 2026
How to Calculate Your AUM Portability: The Framework Private Banks Don't Share With You
Most business plans in private banking are built backwards. This is the six-block framework that reveals what will actually move, and what won't.